afpop and insurance

pm · Post by pm » Tue Nov 21, 2006 11:45 am

I understand that joining afpop gets you a discount on insurance with medal.
Is the discount liable to cover the cost of joining afpop?

Al Garb · Post by **Al Garb** » Tue Nov 21, 2006 4:33 pm

Joining cost is €70 or €85 for a couple. I don't know the level of discount for Medal but I consider the advice AFPOP give is worth the fee anyway - though they offer quite a few other discounts too.

pm · Post by pm » Thu Nov 23, 2006 5:04 pm

I have just searched the forum, which I should have done before asking anyway.
Somebody said they had saved half the house insurance cost, which would presumably make it worthwhile. There are some pretty negative comments too.
The problem with the afpop site is that you seem to have to join to see what you get when you join, if you see what I mean. So I don't know if I would find the other stuff of any use at all.

Nix · Post by **Nix** » Thu Nov 23, 2006 7:55 pm

You´ll save more money going to a different insurance company !!
HP

pm · Post by pm » Fri Nov 24, 2006 6:12 pm

Which insurance co would you recommend?

Nix · Post by **Nix** » Sat Nov 25, 2006 12:20 pm

Bon Dia Pete,
Try these people,we found them very helpful, they are in Parchal.
Ins Co,Fidelidade Mundial,Agent Rui Duarte,Phone no936 334 558,ask for Helliah.
Boa Sorte.
HP

biffa · Post by **biffa** » Sun Nov 26, 2006 10:39 am

Insurance in Portugal provided by Portuguese insurers needs to be carefully looked at. They do tend to sell you more or less anything without much advice and it is easy to end up under insured.

One point is earthquake cover - I know we all hope it won't happen but we do get quite frequent shocks here and it is not uncommon for swimming pool and terrace cracking and other damage to occur. Generally Portuguese insurers have a high percentage based excess clause on this which could mean you having to fork out a lot of money on a large claim.

Unless you are ok in Portuguese try to find a firm with an English translated policy document.

pm · Post by pm » Sun Nov 26, 2006 11:32 am

Thanks for that. I shall pass it on.

Nutmeg Nan · Post by **Nutmeg Nan** » Sun Dec 31, 2006 8:17 pm

I have used Intasure, an English company underwritten by Norwich Union. I thought the premium was reasonable for my cirumstances (about £10 per month), the policy arrived in both English and Portuguese and also covers earthquakes.
Go online to register for a quote and they will call you back www.intasure.com They were very friendly and not pushy, it was a straightforward process

pm · Post by pm » Sun Dec 31, 2006 9:17 pm

nan thanks for that.