Annual Travel Insurance

[laserblazer]

Columbia want to load £20 onto our annual fee because I hurt my back and had to have physio. We told them we would shop around before accepting. Any suggestions on other companies. We currently only spend around 25 days a year in Portugal.

[cumbria sue]

We shopped around this time and got the best deal from Stay Sure

[sunman]

we ended up with a family annual policy from Sainsbury's!

[sam]

I have some health issues and use GetMy.com

[laserblazer]

Thanks for the advice. Seems even with the loading Columbia is a good deal.

[MaisieK]

Stay Sure are brilliant, even after my husband had a heart attack we were still able to have an annual
policy with them others would only sell us a one trip policy.

[maccasa]

I have an HSBC platinum card - which costs £80/yr, but we get free worldwide travel cover

[Michael Crane]

I have an HSBC platinum card - which costs £80/yr, but we get free worldwide travel cover

If you think the insurance is free what is the eighty quid a year paying for?

[maccasa]

Clearly you don't have "high end" credit card with all of its other benefits and services, including cash back on purchases.

[Michael Crane]

I don't.

[HampshireRich]

I have an HSBC platinum card - which costs £80/yr, but we get free worldwide travel cover

If you think the insurance is free what is the eighty quid a year paying for?

With my Lloyd's account, AA cover, Travel Insurance, Identity Theft, Drains, Loss of keys, Mobile Phone cover and some other stuff - £25 per month

[logicbob]

I have an HSBC platinum card - which costs £80/yr, but we get free worldwide travel cover

But if you have a pre-existing ailment it is not worth anything. Check the small print.

[DaveK]

We have RBS at £12 per month. Gives annual worldwide cover, Green Flag for all cars, extended warranty on white goods (had a new fridge freezer earlier this year when the other packed up just under 2 years old) and many other bits. My pre existing ailment (hypertension) and prescriptions is declared with no effect on the policy or premium. I think well worth the money. The claim we made for the fridge/freezer was handled very efficiently.

[HampshireRich]

I have an HSBC platinum card - which costs £80/yr, but we get free worldwide travel cover

But if you have a pre-existing ailment it is not worth anything. Check the small print.

Mine are covered - got a call from them just before I came out and went through it all as the kids are no longer included - just me, the dearly beloved and my high blood pressure.

[maccasa]

Check the policy Logic - there is no "policy cancellation" for pre-existing conditions, merely you should disclose them and in some cases they will not cover you for that condition when you are away.

This small print is a real problem when you cant read it with bad eyesight - oops! haven't told them about that either!